Discover many of the opportunities available to help you plan for your financial future.
At Roberts Wealth Management, we can help you determine a strategy appropriate for your financial situation.

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Income Planning
Where will your retirement money come from? If you’re like most people, qualified retirement plans, Social Security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources.
Making sure your assets can generate the retirement income stream you need today and keep up with the rising cost of living that inflation pressures can exert requires professional planning.
Which income streams do you have control over?
  • Some, like Social Security and pensions, are automatic.
  • Others, like distributions from your retirement and investment accounts or annuities, require specific decisions as to when and how much you should take out.
  • Some of your accounts may allow you to take a guaranteed income stream that you can’t outlive.
Which income streams do you have control over?
  • Risk of your assets
  • Needs for liquidity in case of emergencies
  • Your peace of mind with the possible changes in your income needs; from changes in the cost of where you live, to changes in the cost of your health care.
Roberts Wealth Management can help you to develop an income plan that will ensure your assets can go the distance in retirement. To turn your savings into a secure and reliable income stream, you must strategize when and how to withdraw from your retirement savings. We will work with you to:
  • Rollover a 401(k), IRA or other retirement savings plan
  • Create an income distribution plan from your savings and investments
  • Structure an income stream to last the duration of retirement
  • Reduce or eliminate taxes on your retirement income
Our simple no-obligation 3-Step Review can help you develop a financial plan that matches up with your goals for today and your future.
Financial Planning
Financial planning is the long-term process of wisely managing your finances so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life. Remember, that financial planning is a process, not just another product.
Our 3-Step Review considers:
  • Current income and expenses
  • Current debt obligations
  • Asset allocation and investment management
  • Risk management/insurance options
  • Taxes
  • Real estate
  • Retirement planning
  • College savings planning
  • Estate planning
  • Charitable planning
  • Business continuation planning
  • Possible inheritance

Preparing an executable financial plan allows you to:

  • Set realistic financial and personal goals.
  • Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan.
  • Develop a realistic, comprehensive plan to meet your financial goals by addressing financial weaknesses and building on financial strengths.
A financial plan is important for laying the groundwork for a strong financial foundation for you and your family. You have worked hard to earn, save and grow your current assets. Your family deserves to enjoy what you have attained with the peace of mind that it will be there for you when you need it.

We will meet with you routinely to assure that you are on target to meeting your goals. We will also work with you to adapt your financial plan to your changing needs over time.

Our simple, no-obligation 3-Step Review can help you develop a financial plan that matches up with your goals for today and your future.
Retirement Planning
Retirement planning is not just for the wealthy. Traditional retirement plans move growth-seeking products to more conservative, fixed-income products as retirement nears. This may have worked fine back when retirement planning efforts had to encompass only an expected 5 to 10 years in retirement.
All too often, retirees are approached by a stock broker, insurance salesmen, banker or other non-fiduciary to assist them in their retirement. These efforts typically boil down to a strategy to make the client money. The retirement plan, therefore, becomes a strategy to make as much money as possible. These so-called retirement plans typically fail to take into account the retiree’s financial goals, challenges and opportunities.
Each financial product has a place and a specific purpose where it may fit properly into someone’s retirement planning, but without a complete review of your personal situation, income needs, tax situation, long-term care needs and estate and charitable desires, no one can or should have an opinion on whether a specific product is right for you. It is the discovery of your true needs and desires that is the first step you should take, not the popularity of products that historically many people have made as their first step.
Retirement planning these days, however, must encompass a much broader timeframe as people are living longer. Thanks to new prescription drugs and medical technology, it’s not unusual for someone retiring in their 60’s to live to age 90 or longer. Your retirement planning efforts may need to account for your nest egg lasting potentially 25 to 30 years, or more.
One drawback to a longer life is the greater possibility of outliving your savings – creating all the more reason for proper retirement planning, designed to last a longer lifetime.
Retirement planning today should account for the possibility of a significant loss in the years just prior to and/or just after you retire, which could have a damaging impact on the level of income you receive over the course of your life. Retirement planning efforts are typically less concerned with a loss occurring earlier in life, as there is the chance that you have more time to recover (versus a significant loss occurring later in retirement). Why? Simply because a smaller pool of assets is left to sustain you throughout your retirement years.
Roberts Wealth Management can help you design a retirement plan with sustainable income, incorporating insurance and annuity vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement.
Our simple, no-obligation 3-Step Review can help you develop a financial plan that matches up with your goals for today and your future.
Strategies for Financial Independence
To schedule a time to discuss your financial future, contact us at retire@robertswealth.com or call us at 281-277-0645 today!
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
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Who We Are / Our Focus
MEET APRIL & PAUL ROBERTS
We help create retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.
WHAT WE DO
Our financial strategies use insurance products, such as annuities, to help you meet financial goals.
UPCOMING EVENTS
View our calendar of upcoming events. We invite all clients, referrals and visitors to attend our events.
MEET APRIL & PAUL ROBERTS
We help create retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.
WHAT WE DO
Our financial strategies use insurance products, such as annuities, to help you meet financial goals.
UPCOMING EVENTS
View our calendar of upcoming events. We invite all clients, referrals and visitors to attend our events.